Core banking
Pismo Core Banking allows your company to innovate faster, scale quickly, and reduce operating costs on a 100% cloud-native SaaS platform—with less reliance on another provider’s backlog and more flexibility to launch new products.
Benefits with unmatched agility to meet your ambitions
Flexible Innovation
Build new products on a modern, flexible platform–faster
Scale Quickly
No matter your requirements now or in the future, Pismo Core Banking can support your company’s growth
Live Stream Data
Use the data better so you can cross sell to your customers in a more relevant way
SaaS That Keeps You Running 24/7
Pismo deploys system updates right to you and ensures the platform is up and running on the latest technology at all times
Security
Maintain a high level of security with the added value of increased uptime through the cloud
The Right Partners
Create your own third party integrations, or choose from any of our contracted, best-in-class partners
Reduce Operating Costs
Pay only for what you need, not the infrastructure overhead you don’t
Transition that’s in your control
Move off old systems at your own pace. We’ll be here for the journey.
Take a Hybrid Approach
Stop building new stuff on top of old stuff. Let our tech stack evolve your product development and go-to-market timelines
API Library
Achieve your operational goals through an extensive API library with hundreds of integration endpoints—giving your team the power and customisation you need to be the best
100% Cloud-based Infrastructure
Pismo products are built exclusively on a multi-region infrastructure provided by Amazon Web Services
Platform Capabilities
Multi- country & Multi-currency Accounts
General Ledger
Cash In and Cash Out Options
Real Time Payments
Instant Payments
Bill and Tax Payments
Mobile Top-ups
Interest Bearing Accounts
Integrations and Customer Experience Capabilities
Open Banking
Legal Reports
CRM and Front-end Capabilities
Spend Controls
Timeline and Push Notifications
Data Streaming
Card Integration
Customer Onboarding
Frequently asked questions
What does Pismo do for banks?
Pismo provides the building blocks for banks and fintechs to develop innovative banking and payment solutions. Our all-in-one platform integrates with financial apps and websites to process financial transactions. So the bank can focus on the customer experience while we do all the background processing for them.
Is Pismo a banking-as-a-service (BaaS) provider?
Pismo is not a BaaS provider but does provide a technological solution upon which a bank can build BaaS services. BaaS involves a licenced bank integrating its digital banking services with the products of non-banking entities.
An example would be a department store offering current accounts through a partnership with a local bank. Pismo fits into this ecosystem by enabling that local bank to create market-leading digital banking solutions it can utilise for its BaaS projects and partnerships. That said, if you are not a licensed financial institution, do reach out to us. We have a host of BaaS partners in several countries that might be able to help you.
What services can I build with the Pismo platform?
Using the Pismo platform, a bank or financial institution can build an array of services to offer to their customers. This includes unique and fully-certified card issuing, a complete digital banking experience offering everything from deposits to loans, proprietary digital wallets using either card or tokens to connect buyers and sellers, and digital marketplaces covering the entire ecosystem of e-commerce and in-store transactions.
Does Pismo supply apps for banks?
Pismo provides basic white-label apps that can be used as prototypes to help you develop the ideal solution for your clients. We work with a host of partners that might be able to help you develop your front-end apps.
How can I integrate the Pismo platform with our current core banking system or other platforms?
Pismo provides a fully composable and modular banking platform, able to connect flexibly with existing software and services already in place at a financial institution through the use of API connections and microservices architecture.
Since every implementation has its own unique requirements, our product and engineering teams are always ready to help you with your project.
Can I create multi-currency accounts with the Pismo platform?
Yes, you can build a feature-rich multi-currency account system with our platform. The account will be associated with a multi-currency debit card, and each currency will have its own balance and account details.
